Moving to Homewood, AL: The Complete Relocation Guide
THE COMPLETE GUIDE
One high school. One middle school. Three elementary schools, and a $282,500 gap in median sale price between the priciest elementary zone and the cheapest, inside a city of 28,118 people. That is the single fact that decides most Homewood house hunts. Over the twelve months ending August 31, 2026, homes in the Edgewood zone closed at a median of $722,500 while homes in the Hall-Kent zone closed at $440,000, with Shades Cahaba at $525,000 in between. Every one of those children walks into the same Homewood High School, which U.S. News placed second in Alabama in both its 2025–26 and 2026–27 editions.
Citywide the median was $565,000, sellers got 100.58% of list, and the median home went under contract in four days. Homewood is the closest of the over-the-mountain suburbs to downtown Birmingham (a 17-minute average commute), it is the youngest, it is the only one of the four with a genuine walkable district, and its standard combined property tax rate is 75 mills in Jefferson County’s tax-year 2026 table. This guide is the mechanics: what the tax and utility bills actually come to, how the three elementary zones work and how to check one before you write an offer, what to do about Shades Creek before you buy, and how The Williams Group’s Greater Birmingham team gets an out-of-state buyer under contract in a market where four days is normal. For the neighborhood tour and the current listings, read it next to our Living in Homewood complete guide.
Your relocation specialists for Homewood. Real people, direct numbers: they answer the phone and they will be the ones working your move.
Relocation Specialist · The Williams Group at Keller Williams
Call or text (205) 242-4445
HannahGann@kw.com
Relocation Specialist · The Williams Group at Keller Williams
Call or text (615) 351-9434
matthew.saylor@kw.com
Greater Birmingham team line (205) 292-7142 · or send us your timeline and we will call you.
Homewood at a glance
| Homewood | |
|---|---|
| Population | 28,118 (Census, July 1, 2025 estimate), up 6.4% from the 2020 count of 26,416, the fastest growth of the four over-the-mountain cities |
| County / school system | Jefferson County; Homewood City Schools: five schools, one middle, one high |
| Median sale price | $565,000 (341 closings, Greater Alabama MLS, 9/1/2025–8/31/2026); average $665,710 |
| Sale-to-list / days on market | 100.58% of list; 19 days average, 4 days median |
| Active inventory | 67 listings, median list price $539,900 |
| By bedroom count (median sale) | 2BR $310,000 · 3BR $538,000 · 4+BR $832,450 |
| Property tax | 75 mills standard combined rate (2026); a Class III example at $565,000 appraised value gives $4,237.50 annually before exemptions, adjustments and fees |
| Sales tax | 10% (4% state, 2% Jefferson County, 4% city); SNAP-eligible groceries are taxed at 2% by the state since September 1, 2025 |
| Median household income | $94,485 (Census ACS 2020–2024) |
| Median gross rent | $1,463 (Census ACS 2020–2024) |
| Mean commute | 17.1 minutes, compared with Mountain Brook (16.4), Vestavia Hills (19.3) and Hoover (25.2) |
| Bachelor’s degree or higher | 70.9% of adults 25 and over |
| Homeownership | 61.7% of occupied units, the lowest of the four, because Homewood has real rental stock |
| School district score | 96 (A) on the 2023–24 state report card; graduation rate 93.36% (the district’s most recent published score; the 2024–25 figure had not been posted when this guide was written) |
| Founded | 1926; the city is marking its centennial through 2026 |
Data window: all Greater Alabama MLS figures on this page cover residential closings from September 1, 2025 through August 31, 2026 and were pulled on September 9, 2026. Census figures are the Vintage 2025 population estimate and the 2020–2024 American Community Survey five-year estimates. Comparison millage uses ALDOR’s October 2025 schedule; Homewood’s standard rate was also checked against Jefferson County’s 2026 table on September 21, 2026. Prices and rates change; verify anything time-sensitive with the issuing agency before you rely on it.
Is Homewood a good place to live?
For a household that wants a short commute, a sidewalk and one of the two or three best public high schools in Alabama, and that can absorb roughly $290 per square foot, Homewood is the strongest fit in the Birmingham metro. For a household that needs four bedrooms and a yard under $500,000, it is the wrong city and the numbers say so plainly: the median four-bedroom closed at $832,450. What follows is the balance sheet, unflattering parts included, before the sections that do the arithmetic.
What people love about living in Homewood
The schools, and specifically the high school. Homewood High School ranked #2 in Alabama and #212 nationally in U.S. News & World Report’s 2026–27 Best High Schools edition, and #2 in Alabama in the 2025–26 edition before it. The district scored 96 (A) on the 2023–24 state report card with a growth index of 100 and a 93.36% graduation rate. It is a single-high-school system, so there is no zone lottery at the top: every family in the city lands in the same place.
You can walk somewhere. Downtown Homewood along 18th Street South, SoHo Square, Edgewood’s shops and the Shades Creek Greenway give the city something none of the other over-the-mountain suburbs has: destinations you can reach on foot from a house. It is why the median age here is around 30, the youngest in the group, and why Homewood attracts buyers without children who would never look at a conventional subdivision suburb.
The commute is genuinely short. The Census mean travel time to work is 17.1 minutes. Homewood sits immediately over Red Mountain from UAB, Children’s of Alabama and downtown, and it is the only over-the-mountain city where a hospital shift and a school pickup can plausibly happen the same morning.
Three miles of paved trail along a creek. The Shades Creek Greenway, also called the Lakeshore Trail, runs parallel to Lakeshore Drive through the Shades Creek floodplain with trailheads at 1280 Columbiana Road and at Brookwood Boulevard. Published lengths run from three to four completed miles, with a planned extension to six miles reaching Jemison Park.
It sells. Sellers averaged 100.58% of list over the last twelve months and the median home was under contract in four days, the tightest resale market of any city in this metro pull. That is a headache when you are buying and an asset the day you need to leave.
What people struggle with
Price per foot, and the tear-down math behind it. Homewood’s median sale price ($565,000) sits above Hoover’s ($490,000) and just under Vestavia Hills’ ($585,000), and on smaller, older houses. Much of the newest inventory is a rebuild on a 1940s or 1950s lot, and that stock is what pushes the four-bedroom median to $832,450 while the two-bedroom median sits at $310,000. There is very little in between.
Budget property taxes for the actual parcel. Homewood’s standard combined rate is 75 mills in the county’s 2026 table. Confirm the tax district, appraised value, property classification and approved exemptions before relying on an estimate.
Jefferson County’s sewer bill. Sewer here is billed by Jefferson County Environmental Services on the same statement as your water, and it is usually the larger of the two lines. A household using 6 CCF a month pays about $52 for water and about $77 for sewer. Newcomers from almost anywhere else find this the single most surprising monthly number.
Shades Creek. The creek runs the length of the city through the Lakeshore corridor, and the October 6–7, 2021 storm dropped six to ten inches of rain overnight across this part of the metro, leaving roads impassable in Birmingham, Vestavia Hills, Hoover, Helena and Pelham and killing four people statewide. Flood-zone due diligence is not optional in Homewood; there is a step-by-step section below.
Inventory is thin and it moves. Sixty-seven active listings for a city of 28,000 means that on any given weekend there may be two houses that fit your brief, and a four-day median means both may be gone by Tuesday. Buyers who need to see a house in person before deciding lose most of them.
Who should think twice. If your budget tops out around $450,000 and you want a four-bedroom house with a garage and a yard, Homewood will frustrate you. Hoover, Trussville, Chelsea and the Shelby County cities all deliver more square footage per dollar, and the applicable property-tax rate should be checked for each address. If you want new construction on an unbuilt lot, Homewood does not really have any; the growth here is vertical and infill. And if you are relocating with a company that expects you to house-hunt on one weekend trip, understand before you book the flight that a four-day median market rewards buyers who are pre-approved, represented and ready to write.
Relocating to Homewood? Talk to a specialist who does this every week: Hannah Gann (205) 242-4445 · Matthew Saylor (615) 351-9434 · or the Greater Birmingham team line (205) 292-7142. Or send us your timeline and we will call you.
What does it cost to live in Homewood?
A household buying at Homewood’s $565,000 median should budget about $353 a month in property tax before exemptions, adjustments and fees if the Class III appraised value is $565,000, $100 to $200 for water and sewer, $150 to $280 for power, $20 to $150 for gas depending on the season, and $30 to $70 for internet, before the mortgage and before insurance. The Birmingham metro’s overall price level runs about 8% below the national average on the Bureau of Economic Analysis price index, which is true and also beside the point in Homewood: what you save on groceries and services you spend back on the house. Here is every line, with the source.
Home prices in Homewood (2026)
Over the twelve months ending August 31, 2026, 341 homes closed in Homewood at a median of $565,000 and an average of $665,710. Sellers received 100.58% of asking (above list, on average, across an entire year), and the median home was under contract in four days, with an average of 19. As of the pull date there were 67 active listings with a median asking price of $539,900.
The bedroom split is where Homewood stops behaving like a normal suburb:
| Homes | Median sale price (12 months) |
|---|---|
| 2 bedrooms | $310,000 |
| 3 bedrooms | $538,000 |
| 4 or more bedrooms | $832,450 |
| All residential | $565,000 (average $665,710) |
That $294,450 step from three bedrooms to four is not a normal move-up ladder. It reflects a city built out in the 1920s through the 1950s on small lots, where most of the four-bedroom supply is either a substantial older house in Edgewood or Hollywood or a recent rebuild on a scraped lot. Buyers arriving from a market with a smooth price curve should plan for the jump rather than be surprised by it in month two.
And then there are the elementary zones. All three feed one middle school and one high school, so the zone does not change where your child graduates, but it changes the price of the house by more than a quarter of a million dollars:
| Elementary zone | Closings | Median sale price | Sale-to-list | Days on market (avg / median) | Active listings (median ask) | 3BR median | 4+BR median |
|---|---|---|---|---|---|---|---|
| Edgewood | 114 | $722,500 | 101.82% | 11 / 3 | 11 ($575,000) | $640,000 | $1,257,500 |
| Shades Cahaba | 130 | $525,000 | 99.82% | 25 / 6 | 35 ($475,000) | $617,000 | $895,000 |
| Hall-Kent | 111 | $440,000 | 99.39% | 21 / 6 | 22 ($520,750) | $418,450 | $635,000 |
Greater Alabama MLS, residential closings 9/1/2025–8/31/2026, pulled 9/9/2026. Zone pulls use the listing agent’s school field, so a small number of nearby non-Homewood listings can be included; read these as relative ordering and “about” ranges rather than precise medians. The Shades Cahaba zone contains condominium stock (its two-bedroom median is $167,750), which pulls the all-beds median down; for houses, compare the three- and four-bedroom columns.
Edgewood is the tightest sub-market in the entire Birmingham metro pull. It sold above list on average, at 101.82%, with an eleven-day average and a three-day median, on eleven active listings. If Edgewood is your target, you are competing for roughly one house at a time and you will not win it on a second showing. Hall-Kent, at a $440,000 median with a 21-day average, is where a family that needs Homewood schools on a Birmingham-metro budget actually has a chance, and it is the zone most out-of-state buyers have never heard of.
For context outside the city limits: Vestavia Hills closed at a $585,000 median, Hoover at $490,000, Mountain Brook at $1,062,500, and the City of Birmingham at $249,000 across all its ZIP codes. Jefferson County as a whole came in at $300,000 on 8,675 closings. The Greater Birmingham housing market report tracks these month to month.
Rent in Homewood
The Census puts Homewood’s median gross rent at $1,463 a month on the 2020–2024 American Community Survey, essentially level with Hoover ($1,457) and Mountain Brook ($1,456), just under Vestavia Hills ($1,515), and well above the Birmingham metro’s $1,262. HUD’s FY2026 fair market rent for a two-bedroom in the Birmingham-Hoover area is $1,266, which is the number a relocation package or a housing allowance is likely to be benchmarked against; Homewood runs above it.
Homewood is also the one over-the-mountain city where renting first is a realistic strategy. Only 61.7% of occupied units here are owner-occupied (against 71.1% in Hoover, 78.0% in Vestavia Hills and 89.9% in Mountain Brook), because the city has apartment and condominium stock along Lakeshore, Green Springs and the Samford edge that the others simply do not have. If your closing date and your start date do not line up, or if you want to live in the district for a semester before you commit to a zone, Homewood will actually let you. Our renting versus buying in Alabama guide walks through the math on doing that deliberately.
Property taxes in Homewood, with the math
Homewood’s standard combined rate is 75 mills for tax year 2026. That is $75 per $1,000 of assessed value across the taxing authorities, not solely the city levy. Jefferson County lists separate Homewood subdistrict entries; confirm the applicable rate for your parcel.
The 75.0 mills are assembled from four levies (Alabama Department of Revenue, October 2025 schedule):
| Levy | Mills |
|---|---|
| State (public school 3.0, soldier 1.0, general fund 2.5) | 6.5 |
| Jefferson County (general 5.6, road 2.1, bridge 5.1, sewer 0.7) | 13.5 |
| School (county-wide 8.2 plus District 12 Homewood 15.1) | 23.3 |
| City of Homewood (including 14.2 mills of city education) | 31.7 |
| Total | 75.0 |
For a Class III single-family owner-occupied home, the starting assessment is 10% of appraised value. The example below assumes a $565,000 appraised value; a sale price or citywide median does not establish a parcel’s taxable value. Exemptions, other applicable adjustments and fees can change the final bill.
| Step | Amount |
|---|---|
| Illustrative appraised value | $565,000 |
| × 10% Class III assessment ratio | $56,500 assessed |
| × 75.0 mills (0.0750) | $4,237.50 gross |
| Annual tax before exemptions and adjustments | $4,237.50 |
| Per month | ≈ $353 |
| Rate on appraised value before exemptions | 0.75% before exemptions |
These figures illustrate the millage calculation, not a fixed effective rate for every homeowner. Check the current parcel assessment and approved exemptions with the Jefferson County Tax Assessor.
Here is how Homewood compares on an identical $400,000 owner-occupied home, so you can put the same house in every jurisdiction:
| Jurisdiction | Total mills | Annual tax at $400,000 Class III appraised value, before exemptions | Per month |
|---|---|---|---|
| Unincorporated Shelby County | 44.0 | $1,760 | $147 |
| Unincorporated Jefferson County | 50.1 | $2,004 | $167 |
| Hoover (Shelby County side) | 66.5 | $2,660 | $222 |
| Birmingham | 72.5 | $2,900 | $242 |
| Hoover (Jefferson County side) | 72.6 | $2,904 | $242 |
| Homewood | 75.0 | $3,000 | $250 |
| Vestavia Hills (Shelby County side) | 79.3 | $3,172 | $264 |
| Vestavia Hills (Jefferson County side) | 92.6 | $3,704 | $309 |
| Mountain Brook | 109.0 | $4,360 | $363 |
Comparison rates use the Alabama Department of Revenue’s October 2025 schedule. Examples multiply $400,000 by 10% and by the listed millage, before exemptions, applicable adjustments and fees; monthly figures are rounded. Homewood’s standard 75-mill rate was also checked against Jefferson County’s tax-year 2026 table on September 21, 2026. See ALDOR’s assessment method. Verify the actual parcel rate.
Apply for homestead relief through the Jefferson County Tax Assessor and confirm ownership, occupancy, the filing deadline and the effective tax year. Age, income and disability can affect eligibility; see ALDOR’s homestead guidance. Alabama’s 7% assessed-value cap has exceptions: a normal sale generally resets taxable assessed value for the subsequent tax year. Significant improvements or a classification change can also remove the cap. Do not assume the seller’s tax bill or exemptions carry over.
One more line most buyers forget: vehicles are taxed too. Alabama assesses cars as Class IV at 15% of market value, so a $30,000 car at a Homewood address runs roughly $338 a year in ad valorem on top of the tag fee. Budget it for each vehicle you are bringing.
Utilities in Homewood, by provider
Four different organizations will bill you, and the one that surprises people is the sewer line on the water statement. Homewood has no municipal utility of its own: power, water, sewer and gas each come from a separate regional provider, and only the garbage cart is the city’s. Here is who you will actually be paying.
| Utility | Provider | What it costs | Notes |
|---|---|---|---|
| Electricity | Alabama Power | The average Alabama home uses about 1,143 kWh and pays about $174 a month (EIA, 2024); budget $150–$280 as an estimate for a Homewood house, higher if it is all-electric | $14.50 base charge; a $40 account-establishment fee on a new account; residential rates are frozen through 2027 under a Public Service Commission order. |
| Water | Central Alabama Water (formerly Birmingham Water Works) | $42–$72 depending on use | $28.49 monthly base on a 5/8″ meter, then $2.96 per hundred cubic feet for the first 3 CCF, $4.91 for 4–12 and $8.58 above that. 2026 rates were held at the 2025 level. |
| Sewer | Jefferson County Environmental Services | $55–$127, usually the larger half of the bill | $23.34 monthly base, then $7.01 per hundred cubic feet for the first 3, $10.89 for 3–6 and $12.44 above 6. Billed on your water statement, not separately. |
| Natural gas | Spire Alabama | $20–$35 in summer, $100–$150 in a cold month for a gas-heat house | The fixed customer charge is $7.98 today and rises $2.50 on October 1, 2026 and again on October 1, 2027 under a Public Service Commission order. |
| Garbage and recycling | Amwaste, under contract to the City of Homewood (Public Works (205) 332-6819) | The city’s collection page lists no separate residential fee; confirm any sanitation charge with Public Works before you close | Collected twice a week, Monday and Thursday or Tuesday and Friday by route. Garbage and recycling go in the same cart on the first pickup and are sorted at the processing facility; the second pickup is garbage only. Up to three carts, at the curb by 6 a.m. |
| Internet | Spectrum, AT&T Fiber, C Spire Fiber | $30–$70 typical | Spectrum cable reaches about 93% of Birmingham addresses and AT&T Fiber about 70%; C Spire has built fiber across parts of the over-the-mountain suburbs. Check your exact address; fiber availability changes street by street. |
Because water and sewer arrive together and sewer is the bigger number, it is worth seeing the combined bill at real usage levels:
| Monthly use | Water (Central Alabama Water) | Sewer (Jefferson County) | Combined |
|---|---|---|---|
| 4 CCF (about 3,000 gallons) | $42.28 | $55.26 | ≈ $98 |
| 5 CCF (about 3,700 gallons) | $47.19 | $66.15 | ≈ $113 |
| 6 CCF (about 4,500 gallons) | $52.10 | $77.04 | ≈ $129 |
| 8 CCF (about 6,000 gallons) | $61.92 | $101.92 | ≈ $164 |
| 10 CCF (about 7,500 gallons) | $71.74 | $126.80 | ≈ $199 |
Computed from the published Central Alabama Water residential rate schedule (effective January 1, 2025, carried into 2026) and the Jefferson County Environmental Services residential schedule. Jefferson County’s sewer charges are among the highest in the Southeast. Electricity and gas figures are Alabama Power and Spire published rates and U.S. Energy Information Administration state averages; internet coverage from BroadbandNow, September 2026. Your usage will vary.
Homeowners insurance, wind and hail
Alabama homeowners pay about 11% to 14% more than the national average for insurance, roughly $1,600 to $1,750 a year on the most recent NAIC data, and 2026 quote models put a typical policy anywhere from about $1,900 to $4,900 depending on the home’s value, roof and deductible. A Homewood house at the $565,000 median sits in the upper part of that range, and an Edgewood rebuild well above it. The driver is wind and hail. Most Alabama policies carry a separate wind/hail deductible of 1% to 5% of the dwelling coverage, and tornado damage falls under it. On a $565,000 house a 2% deductible means the first $11,300 of storm damage is yours. Read that line on the declarations page before you bind.
Two things make Homewood different from a newer suburb here. First, roof age: much of the housing stock predates 1960, and a 1954 roof and a 2021 rebuild roof on the same street can quote hundreds of dollars apart. Second, flood: a standard homeowners policy does not cover rising water anywhere in the United States, and a meaningful share of Homewood sits near Shades Creek. There is a full due-diligence section on that below.
Two programs are worth knowing before you shop. Alabama law (Ala. Code § 27-31D) requires insurers to discount the wind portion of your premium for a home certified to the IBHS FORTIFIED standard, typically 20% to 35% for a FORTIFIED Roof and up to about 55% for FORTIFIED Gold. And the Strengthen Alabama Homes program, run by the Alabama Department of Insurance, pays up to $10,000 toward a FORTIFIED roof on an owner-occupied home; grant rounds open by county, so check the schedule. If the house you want needs a roof, that is an offer-structuring conversation, not a deal-breaker; ask us. Our Alabama homeowners insurance guide covers the rest.
Sales tax and income tax in Alabama
Homewood’s combined sales tax is 10% (4% state, 2% Jefferson County and 4% city), the same rate charged in Birmingham, Vestavia Hills and Mountain Brook. Hoover is the outlier in this metro at 9.5% on its Jefferson side and 8.5% on its Shelby side. Groceries are taxed less: Alabama cut the state rate on SNAP-eligible food to 2% effective September 1, 2025, so food in Homewood carries the 2% state rate plus the unchanged county and city rates. Outside any city limits the general rate falls to 6% in Jefferson County.
Alabama’s income tax tops out at 5% on taxable income over $3,000 (single) or $6,000 (married filing jointly), with 2% and 4% brackets below that, and the state lets you deduct the federal income tax you paid, which lowers the effective rate meaningfully. For retirees Alabama is unusually generous: Social Security is fully exempt, and defined-benefit pensions (private, military, federal and state) are fully exempt, with taxpayers 65 and older able to exclude the first $6,000 per person of 401(k) and IRA withdrawals under Act 2022-294 (2022 Regular Session), codified at Code of Alabama Section 40-18-19(a)(13) (Alabama Department of Revenue, Schedule RS).
The wrinkle that matters most in Homewood, because so many residents work at UAB, Children’s or downtown: the City of Birmingham levies a 1% occupational tax on wages earned inside its city limits regardless of where the employee lives, and Homewood does not levy one (City of Birmingham Tax and License Administration). Living in Homewood does not exempt you from it if your workplace is inside Birmingham; on a $90,000 salary it is $900 a year, straight out of the paycheck, so build it into the budget.
How Homewood compares to the cities people move here from
Homewood is where Birmingham stops being a bargain metro and starts being a normal one, and it is still cheaper than every city on this list except Tuscaloosa. Families we relocate into Homewood most often arrive from Nashville, Atlanta, Texas, Chicago, the Washington area, New York and Southern California. The table below uses one consistent source per column: National Association of REALTORS® median single-family sale prices for the second quarter of 2026, Census Bureau median gross rents and effective property tax rates, and the Bureau of Economic Analysis 2024 price index with the United States set to 100. Homewood is a city rather than a metro, so its row uses the Greater Alabama MLS twelve-month median, the Census city rent, and the millage arithmetic above.
| Metro | Median home sale price (Q2 2026) | Median gross rent | Effective property tax | Cost of living index | Top state income tax |
|---|---|---|---|---|---|
| Homewood, AL | $565,000* | $1,463 | 0.75% before exemptions | 91.6 (Birmingham metro) | 5.0% (Social Security exempt) |
| Birmingham-Hoover, AL metro | $352,200 | $1,262 | 0.51% | 91.6 | 5.0% |
| Tuscaloosa, AL metro | $279,450* | $1,042 | 0.31% | 87.7 | 5.0% |
| Nashville, TN | $420,900 | $1,627 | 0.48% | 96.3 | None |
| Atlanta, GA | $387,000 | $1,770 | 0.81% | 100.1 | 5.19% flat |
| Dallas–Fort Worth, TX | $380,100 | $1,718 | 1.44% | 103.1 | None |
| Houston, TX | $345,200 | $1,469 | 1.45% | 98.6 | None |
| Chicago, IL | $438,600 | $1,469 | 1.90% | 103.6 | 4.95% flat |
| Washington, DC area | $688,200 | $2,037 | 0.90% | 108.9 | 10.75% (DC) |
| New York–Newark–Jersey City | $802,400 | $1,851 | 1.54% | 112.6 | 10.9% (plus NYC tax) |
| Los Angeles–Long Beach, CA | $879,900 | $2,114 | 0.66% | 113.6 | 13.3% |
| United States | $434,900 | $1,487 | 0.89% | 100.0 | — |
Sources: metro home prices from the National Association of REALTORS® Metropolitan Median Area Prices, Q2 2026 (existing single-family). *The Homewood figure is the Greater Alabama MLS twelve-month city median for all residential closings (9/1/2025–8/31/2026); the Tuscaloosa figure is the Alabama Center for Real Estate’s July 2026 metro median, since neither is in NAR’s metro list. Rents: Census ACS (Homewood 2020–2024 five-year; metro rows 2024 one-year). Homewood’s entry is the standard Class III calculation before exemptions; metro entries are ratios of median taxes paid to median home value (ACS 2024). These are not directly comparable measures. Cost-of-living index is the BEA all-items Regional Price Parity, 2024. Income tax rates from the Tax Foundation, 2026. Retrieved September 2026.
Use the table as context, then compare the actual properties and household budget. Homewood’s tax calculation before exemptions and the metro-level historical tax ratios use different methods, so their difference is not a reliable estimate of your savings. Ask for a parcel-specific tax estimate, insurance quote and financing costs. Our home affordability guide and mortgage pre-approval guide explain the next steps.
Where should you live in Homewood?
In most cities this question means “which neighborhood.” In Homewood it means “which elementary zone,” because the three zones are what the market actually prices. The city’s named neighborhoods (Edgewood, Hollywood, West Homewood, Rosedale, Grove Park, Mayfair and the Lakeshore corridor) sit inside those zones, and an address two streets apart can land in a different one. Every child still walks into the same middle school and the same high school. Start from what you need, then check the zone at the address before you get attached.
| If you are… | Start here | What the twelve-month data shows | Be ready for |
|---|---|---|---|
| Set on the strongest resale and willing to pay for it | The Edgewood elementary zone | 114 closings, $722,500 median, 101.82% of list, an 11-day average and a three-day median. The four-bedroom median is $1,257,500 | Eleven active listings at the pull date. You are competing for roughly one house at a time, and you will not win it on a second showing |
| Buying Homewood schools on a metro budget | The Hall-Kent elementary zone | 111 closings, $440,000 median, $282,500 below Edgewood in the same city. Three-bedroom median $418,450, four-bedroom $635,000; 21-day average, six-day median; 22 active listings | Older and generally smaller houses, and a zone most out-of-state buyers have never heard of, which is exactly why it is still reachable |
| Looking for the middle, with the most choice | The Shades Cahaba elementary zone | 130 closings (the most of the three) at a $525,000 median, 99.82% of list, 25-day average and six-day median, with 35 active listings, the deepest inventory in the city | A mixed zone: its two-bedroom median of $167,750 is condominium stock, so compare the three-bedroom ($617,000) and four-bedroom ($895,000) medians when you are shopping houses |
| Buying a first home or downsizing | Two-bedroom houses and condominiums citywide | $310,000 citywide median for two bedrooms, against $538,000 for three | Homewood is the only over-the-mountain city with enough attached and small-lot stock for this to be a real strategy; 61.7% owner-occupancy is the tell |
| Moving in without children | Anywhere within walking distance of 18th Street South, SoHo Square or the Greenway | A median age around 30, the youngest of the four cities, and a reported average commute of 17.1 minutes | Paying school-district prices for schools you will not use. Run the Hoover, Crestwood and Avondale comparison before you commit |
| Needing four bedrooms under $600,000 | Honestly, look outside Homewood first | The citywide four-bedroom median is $832,450. In Hoover it is $606,059 | Hoover, Trussville, Chelsea and the Shelby County cities deliver the square footage, at a lower millage rate. We will show you both and let the numbers decide |
| Renting first | The Lakeshore, Green Springs and Samford-adjacent corridors | Median gross rent $1,463; HUD’s FY2026 two-bedroom fair market rent for the metro is $1,266 | A twelve-month lease while you learn the zones is a defensible plan here in a way it is not in Mountain Brook |
Two clarifications that save people money. First: the zone is set by the address, not by the neighborhood name or the mailing city, and Homewood City Schools says plainly that its online locator map is “for informational purposes only, and it is not legally binding.” Verify with the district’s Residency Department at (205) 870-2011 before you write, not after. Second: a Birmingham mailing address does not mean Birmingham City Schools and a Homewood mailing address does not guarantee Homewood City Schools. The city limits and the postal boundaries do not match, and this is one of the most expensive mistakes an out-of-state buyer can make in this metro. We check it on every house before you see it.
If new construction is what you want, understand what it means here: Homewood has essentially no unbuilt subdivision land, so “new” is a rebuild on an existing lot. That is why the four-bedroom medians run where they do. Our new construction guide covers how the contract and inspection process differs, and the first-time home buyer guide walks through the rest.
What are the schools like in Homewood?
Homewood City Schools is a five-school district serving about 4,500 students, and the structure is its defining feature: three elementary schools feed one middle school which feeds one high school. There is no zone competition above fifth grade, no magnet lottery and no second high school: every child in the city arrives at Homewood High School, which U.S. News & World Report ranked #2 in Alabama and #212 nationally in its 2026–27 Best High Schools edition and #2 in Alabama the year before. The district posted a 96 (A) on the 2023–24 Alabama state report card, with an achievement index of 94.98, a growth index of 100, and a 93.36% graduation rate. The superintendent is Dr. Justin Hefner.
One caveat on the year label: the state released 2024–25 report cards on November 13, 2025, and Mountain Brook (99), Vestavia Hills (97), Hoover (95) and Birmingham City (77) published theirs, but Homewood’s 2024–25 figure had not been posted on the district’s site when this guide was written, so the 96 above is the 2023–24 score. Ask the district for the current number, or look it up on the Alabama State Department of Education’s report card portal.
The Homewood schools and how zoning works
| School | Grades | 2023–24 report card score | Twelve-month median sale price in the zone |
|---|---|---|---|
| Edgewood Elementary | Elementary | 99 | $722,500 (114 closings) |
| Shades Cahaba Elementary | Elementary | 99 | $525,000 (130 closings) |
| Hall-Kent Elementary | Elementary | 95 | $440,000 (111 closings) |
| Homewood Middle School | Middle (all three elementaries feed here) | 95 | — |
| Homewood High School | High (one high school, citywide) | 94 | — |
| District | Five schools; NCES enrollment 4,492 (2024–25); 342.9 FTE teachers; 13.1 students per teacher | 96 (A) | $565,000 citywide |
School scores are the 2023–24 Alabama state report card as reported by the district and local press; the district’s own page describes enrollment as approximately 4,200 while the National Center for Education Statistics reports 4,492 for 2024–25; both are shown rather than picked. Sale prices are Greater Alabama MLS closings 9/1/2025–8/31/2026 by the listing agent’s school field, pulled 9/9/2026, and describe the housing market in each zone, not the schools.
How to check a zone before you write an offer. Homewood City Schools publishes an online School Locator Map, and the City of Homewood posts a 2026 school district map as a PDF. Both carry the same disclaimer: “for informational purposes only, and it is not legally binding.” The authoritative answer comes from the district’s Residency Department at (205) 870-2011 (by appointment). Do this before the offer, not during the inspection period: in a market with a four-day median, a zone surprise found late is a lost house and a lost deposit.
For the 2026–27 school year the district opened kindergarten enrollment on May 6, 2026 and grades 1 through 12 on June 1, 2026. If you are closing in the summer, register the moment you have a signed contract and an address you can prove; do not wait for the moving truck. Alabama requires a certificate of immunization (the blue slip) from an Alabama provider or a transferred record, plus proof of residency; the Residency Department will tell you exactly which documents it accepts for your situation.
Ask about transportation before you pick a zone. Not every over-the-mountain district runs daily buses for general education students, and in a compact city like Homewood the answer shapes the morning routine, the carpool culture and which side of a school a family wants to live on. The district’s Residency Department ((205) 870-2011) can tell you what applies to a specific address; we ask on every house we show.
Private and parochial options
Homewood and the streets immediately around it hold an unusual concentration of private schools, several of them within a mile of the city limits. Tuition figures below are the schools’ published 2026–27 rates; enrollment is from the National Center for Education Statistics Private School Universe Survey for 2023–24 unless noted.
| School | Location | Grades | Enrollment | Published tuition (2026–27) |
|---|---|---|---|---|
| Our Lady of Sorrows Catholic School | 1720 Oxmoor Road, Homewood | Wee-K3–8 | 392 | Published as a PDF only; request from the school |
| John Carroll Catholic High School | 300 Lakeshore Parkway, Birmingham 35209 (just outside the city line) | 9–12 | 540 | Published as a PDF only; the school lists 19 AP courses and $9.6M in gift aid earned by the Class of 2026 |
| The Altamont School | 4801 Altamont Road South, Birmingham (Red Mountain), 28 acres | 5–12 | 379 | Grades 5–6 $26,027; 7–8 $29,177; 9–12 $32,164. The school states 38% of families pay reduced tuition |
| Highlands School | 4901 Old Leeds Road, Birmingham | Infants–8 | 324 (the school reports 348) | 4K $17,800; K–8 $20,950, with a sliding “Affordable Tuition” scale |
| Advent Episcopal School | 2019 6th Avenue North, downtown Birmingham | JPK–8 | Not in the 2023–24 federal survey | Tailored tuition: JPK/Pre-K $8,950–$17,900; K–8 $10,200–$20,400 |
| Indian Springs School | 350-acre campus in Indian Springs, south of Birmingham | 8–12 | 341 day and boarding (school figure) | Day $31,800; boarding from $58,750 for Alabama residents. $2.7M in aid annually to 30% of students |
| Briarwood Christian School | 6255 Cahaba Valley Road, US-280 corridor | JK–12 | 1,614 | Grades 9–12 $12,975; 3–6 $9,960; K4–K5 from $7,015 half day |
| Alabama School of Fine Arts | 1800 Rev. Abraham Woods Jr. Blvd, downtown Birmingham | 7–12 | 326 (2019) | No tuition for Alabama residents; a state-funded public specialty school in music, visual art, theatre, creative writing, dance, and math and science |
Samford University sits inside Homewood, on a 247-acre campus, founded in 1841, enrolling roughly 6,100 to 6,300 students. The Wall Street Journal ranked it third nationally for career preparation in 2026, and the university reports a $453.3 million annual economic impact in Alabama. Practically, for a buyer, Samford is three things: a large employer minutes from most of the city, the reason Homewood’s median age reads around 30, and a source of student rental demand along the campus edge. Across Red Mountain, UAB is the largest single employer in the state and about four miles away.
Want the zone checked before you fly in? Send us the address and we will confirm it with the district: Hannah Gann (205) 242-4445 · Matthew Saylor (615) 351-9434 · Greater Birmingham team (205) 292-7142.
Who’s hiring in Homewood?
Homewood’s economy is mostly other people’s economies on the other side of Red Mountain. The Birmingham-Hoover metro carried about 569,800 nonfarm jobs in July 2026, up 0.7% year over year, with unemployment at 3.5% (Bureau of Labor Statistics, preliminary). Statewide unemployment was 3.4% and Alabama set employment records in June and July 2026. What makes Homewood distinct is proximity: the metro’s largest job center is on the other side of Red Mountain, which is why the average commute here is 17.1 minutes.
The employers that matter most to a Homewood household:
UAB and UAB Medicine: the largest single employer in Alabama, with a health system exceeding 23,000 employees across sixteen hospitals and roughly $8 billion in revenue, and a stated $12.1 billion annual economic impact. UAB Hospital has 1,207 licensed beds and is the state’s only ACS-verified Level I trauma center. It is about four miles from most Homewood addresses.
Baptist Health Brookwood: the hospital at 2010 Brookwood Medical Center Drive sits on the Homewood–Vestavia line, and its system (formerly Brookwood Baptist Health, now part of Orlando Health) reports more than 7,000 team members, about 2,600 physicians and more than 1,700 licensed beds across its Alabama hospitals. For many Homewood families this is the nearest large employer and the nearest emergency room at once.
Samford University: inside the city, roughly 6,100–6,300 students on 247 acres, with a $453.3 million reported annual economic impact in Alabama.
Children’s of Alabama: 332 beds plus 54 NICU bassinets on the Southside, founded 1911; the Benjamin Russell Hospital for Children opened in 2012 at 760,000 square feet.
Regions Financial: headquartered downtown at 1900 5th Avenue North, an S&P 500 bank with about 20,100 employees and $152.9 billion in assets. Along with Protective Life (about 3,800 employees, a Dai-ichi Life subsidiary), Blue Cross Blue Shield of Alabama (over 3,300, on the Riverchase campus), Encompass Health (40,200 nationally), Vulcan Materials (about 12,000), Motion Industries (9,400), Coca-Cola Bottling Company UNITED (about 10,000) and McWane (about 6,000), Birmingham keeps an unusually deep bench of corporate headquarters for a metro of 1.2 million.
By sector across the metro in July 2026: trade, transportation and utilities 112,400; government 95,800; education and health services 78,600; professional and business services 74,300; leisure and hospitality 56,800; financial activities 42,700; manufacturing 39,800; construction 31,000. Over the year, leisure and hospitality (+6.0%), government (+2.6%) and education and health (+1.6%) grew, while financial activities (−3.6%), trade and logistics (−1.5%) and construction (−1.6%) shed jobs. Alabama’s labor market is tight in this metro: Shelby County recorded 2.9% unemployment in July 2026, the lowest of Alabama’s 67 counties, with Vestavia Hills at 2.8% and Hoover at 2.9%. Current figures are at the Bureau of Labor Statistics Economy at a Glance page for Birmingham-Hoover.
Two practical notes for a job-linked move. If your work address is inside Birmingham city limits, the city’s 1% occupational tax on wages applies no matter where you live. Homewood residents who work at UAB or downtown pay it, and it is worth asking payroll about before you sign an offer letter. And if you are moving without a job in hand, the metro’s sector mix says the opportunity is concentrated in health care, higher education, government and hospitality; the finance and logistics sides were contracting through 2026.
What’s the weather really like in Homewood, and what about tornadoes?
Long humid summers, short mild winters, a lot of rain, and two severe-weather seasons a year. The nearest long-term climate station is Birmingham’s airport, about eight miles away, and its NOAA 1991–2020 normals are the right benchmark: a July normal high of 91.0°F, a January normal low of 34.9°F, and annual precipitation of about 54 to 57 inches, roughly double the national average, and the reason everything here is green. Snowfall is an inch or two in a typical year and none at all in many. Homewood sits over Red Mountain from downtown, at higher elevation than the valley, which changes the view more than it changes the forecast.
Tornado risk, honestly
Central Alabama is in Dixie Alley, the risk is real, and the honest version is more useful to you than either the brochure or the panic. Two things distinguish it from Tornado Alley: the season is two seasons (a primary peak in March through May and a secondary one in November and December), and a meaningful share of events happen at night and under rain-wrapped conditions, which is why the warning system matters more than the sky does.
What the National Weather Service Birmingham record actually shows for this part of Jefferson County:
April 27, 2011 remains the benchmark. Sixty-two confirmed tornadoes crossed Alabama that day and 240 people died statewide. The Tuscaloosa–Birmingham EF-4 (190 mph, an 80.68-mile path, 65 fatalities) tracked through Pleasant Grove, Concord, Pratt City and Fultondale on the west and north sides of the county, not through the over-the-mountain suburbs. But the same day produced a separate EF-2 in Cahaba Heights, four miles east of Homewood, with 120 mph winds and 20 injuries. No part of this metro is exempt.
January 25, 2021: the Fultondale–Center Point EF-3, 150 mph, a 10.4-mile path, one death and more than 30 injuries, at 10:40 p.m., a night event, north of the mountain.
March 25, 2021: an EF-3 tracked 50 miles from West Blocton through north Shelby County along the US-280 corridor, and a second EF-3 ran 80.38 miles from Sawyerville through Centreville to Columbiana, the seventh-longest single track in Alabama history.
November 25, 2025 produced the most recent Jefferson County tornadoes as of this writing: a Graysville–Mount Olive EF-1 (90 mph, 17.91 miles, at 4:23 a.m.) and a Happy Top Road EF-0. Neither was in Homewood, Hoover, Vestavia Hills or Mountain Brook. Through the first eight months of 2026, the Weather Service’s storm surveys record no tornadoes in Jefferson or Shelby County.
What to actually do in your first week. Sign up for JeffCoAlert, the Jefferson County Emergency Management Agency’s Smart911-powered notification system, and save (205) 254-2505 as the number alerts come from; county EMA is at 709 19th Street North, (205) 254-2039. Jefferson County operates an outdoor siren network with an online locator map, and the EMA itself warns that sirens carry “a maximum audible range of about a mile and a half” and that you should not rely on them alone; they are designed to be heard outdoors. Buy a NOAA weather radio, program it to Jefferson County, and put it where it will wake you at two in the morning. Community storm shelters in Alabama are operated by the local jurisdiction rather than the county, so ask specifically what Homewood provides, and if the house you are buying has a safe room or an interior room without windows, note it during the inspection rather than after your first warning.
One insurance point, repeated because it costs people money: tornado damage falls under your wind and hail deductible, which is a percentage of dwelling coverage rather than a flat amount. Confirm it before you bind, and see the FORTIFIED discounts described above.
Flooding and flood zones
Shades Creek runs the length of Homewood, and flood-zone due diligence here is a step in the transaction rather than an afterthought. The Shades Creek Greenway exists precisely because the land along Lakeshore Drive is the creek’s floodplain; that is what the trail is built on. Griffin Creek and the Lakeshore corridor have their own history. A standard homeowners policy does not cover rising water anywhere in the United States, and a lender will require flood insurance only if the structure sits in a Special Flood Hazard Area, which means a house can be genuinely at risk and carry no requirement at all.
The October 6–7, 2021 storm is the local reference point: the Weather Service measured six to ten inches of rain overnight, with just over ten inches near the Jefferson–Shelby line at US-31 and I-65. Roads were impassable across Birmingham, Vestavia Hills, Hoover, Helena and Pelham, there were “countless water rescues,” townhomes took several feet of water, and four people died statewide, two of them in Shelby County, both swept off roads in vehicles. Rain like that does not respect a flood-map boundary.
Do these four things on any Homewood house, in this order:
1. Pull the FEMA flood map for the exact address at the FEMA Flood Map Service Center. Search the address, open the effective FIRM panel, and find the zone. Zones A and AE are Special Flood Hazard Areas; a federally backed mortgage will require flood insurance. Zone X is outside the mapped 100-year floodplain but is not a promise of dry.
2. Ask for an elevation certificate if any part of the lot is in or adjacent to a mapped zone. It is the document that determines the premium, and it is cheaper for the seller to produce than for you to discover its absence at closing.
3. Get a real flood quote before your inspection deadline, not after. Premiums under FEMA’s Risk Rating 2.0 vary enormously by structure and elevation, and a number that changes your monthly payment by $200 should change your offer, not your closing date.
4. Walk the lot and look at the ground. Where does the yard drain, where is the nearest storm inlet, how far and how far down is the creek, and has the crawl space or basement been repaired? Ask the seller directly about water in writing. Alabama is a caveat emptor state; a seller’s duty to disclose is far narrower than in most states buyers move here from, which makes your own questions and your inspection the real protection. Our guide to Alabama seller disclosure and caveat emptor explains exactly what a seller must and must not tell you, and the Alabama home inspection guide covers the rest.
One further Alabama-specific item, unrelated to water but on the same checklist: the state requires a wood infestation report (the termite letter) on most transactions, and in a city of pre-1960 housing stock it is not a formality. Our termite letter guide explains who pays and what a finding means for the contract.
Your Homewood relocation timeline
Alabama gives new residents 30 days to transfer a driver license and 30 days to register a vehicle, the homestead exemption has to be claimed with Jefferson County after you close, and school enrollment opens in May and June for the following August. None of those deadlines move for you. The buying side, by contrast, moves faster than almost anywhere else in the state: a four-day median means the house is decided before most people have finished packing. Here is the sequence we hand every relocating client, working backwards from the date you need to be here.
90 days out: get pre-approved and pick your zone. Start with a twenty-minute call about budget, commute, schools and timing, then get a written mortgage pre-approval from a lender who closes in Alabama. Then settle the question that narrows Homewood faster than any feature list: which elementary zone, and whether your budget reaches it. Edgewood at a $722,500 median and Hall-Kent at $440,000 are different searches. If you are selling a home elsewhere, start that now so the closings line up; our buying and selling together guide shows how.
60 days out: tour, offer, contract. Live video tours first, then a short trip for your finalists. Alabama earnest money typically runs about 1% of the price, the inspection period is usually about 10 days from contract, and most closings take 30 to 45 days. Before you write, we pull the district’s address lookup and confirm it with the Residency Department, the FEMA flood panel for the parcel, the tax district, and any HOA dues and covenants. Ask the seller for twelve months of Alabama Power and water-and-sewer bills; in a county with these sewer rates, that history tells you something the listing sheet will not.
30 days out: lock the logistics. Book movers (spring and midsummer are peak here, and a Homewood street with 1940s setbacks may not take a full-size van, so ask). Schedule utility starts for the day of closing: Central Alabama Water for water, with Jefferson County sewer billed on the same statement, Alabama Power for electricity (there is a $40 account-establishment fee), Spire for gas, and your internet provider (fiber install windows book out). The city arranges garbage carts through its Public Works department at (205) 332-6819. If you have school-age children, register now: kindergarten enrollment opened May 6 and grades 1 through 12 on June 1 for the 2026–27 year, and you will need proof of residency and an Alabama certificate of immunization.
Closing week. Alabama closings are conducted by an attorney or a title company. Do the final walkthrough (or we do it on video), confirm the wire instructions by phone with a number you looked up yourself (wire fraud is the single most common way money is lost in a residential closing), and bring photo ID. Our Alabama buyer closing costs and title insurance guides explain each line on the settlement statement.
First 30 days after you close: the deadline block. Transfer your driver license within 30 days; the nearest ALEA offices to Homewood are the Birmingham Trooper Post at 908 Bankhead Highway West and the Bessemer courthouse; there is no ALEA office in Homewood, Hoover or Vestavia Hills, and appointments are available online. Register your vehicles within 30 days through Jefferson County Revenue at the courthouse at 716 Richard Arrington Jr. Blvd. North or in Bessemer, or renew online through the county’s vendor. Budget for Alabama vehicle ad valorem (roughly $338 a year on a $30,000 car at a Homewood address) plus the tag fee. Register to vote at alabamavotes.gov or with the Jefferson County Board of Registrars; you can register at the same time you apply for the license.
Before December 31: file your homestead exemption. It is not automatic, it does not carry over from the seller, and missing it costs you real money every year until you fix it. File with the Jefferson County Tax Assessor at 716 Richard Arrington Jr. Blvd. North in Birmingham or at the Bessemer courthouse, 1801 3rd Avenue North. Homeowners 65 and older should ask specifically about the additional exemptions: the state portion is fully exempt at 65 regardless of income, and the county portion too if federal taxable income is $12,000 or less. Bring the recorded deed and your Alabama license showing the property address. Our homestead exemption guide walks through the filing.
How do you buy a home in Homewood from out of state?
Homewood is one of the hardest markets in Alabama to buy remotely, and the reason is arithmetic: a four-day median with 67 active listings citywide, and eleven of them in the zone most transferees want. The decision usually has to be made before you can get on a plane. That is workable (many of our relocating clients see the home once, and some close without visiting), but only when the groundwork is done first. Here is how The Williams Group runs a remote purchase in this city.
1. A twenty-minute strategy call. Budget, timing, commute, schools, must-haves, and where you are moving from, so we can translate the numbers into terms you already understand. You will talk with Hannah Gann or Matthew Saylor, our relocation specialists, and one of them stays with you through closing. For Homewood we settle the elementary-zone question on this call, because it sets both your price range and your search radius.
2. Pre-approval and the Alabama agency paperwork. We connect you with lenders who close here every month, or coordinate with your existing lender on the Alabama-specific items: the closing attorney or title company, the ad valorem escrow, and the way a first-year tax bill is prorated on a house whose homestead has not been filed yet. Alabama requires a written agency disclosure and, since 2024, a written buyer agreement before touring; ours is short and we explain every line. See our financing overview and the earnest money in Alabama explainer.
3. A saved search that is actually filtered. Not a portal feed, but a search built on the criteria that matter here: the elementary zone, whether the parcel touches a mapped flood zone, the age of the roof and the HVAC, and whether the house is an original or a rebuild. You get new listings the hour they hit the Greater Alabama MLS, which in a four-day market is the difference between seeing a house and reading about the sale.
4. Live video tours the day it lists. One of us walks the house on video with you on the phone, not a recorded walkthrough. We open the panel box, put the camera in the crawl space, show you the slope of the back yard toward the creek, hold the phone out the front door so you can hear the traffic on Lakeshore or Green Springs, and film the drive from the house to the school and to your office at the hour you would actually be doing it. This is the step that lets people buy sight-unseen with a clear head.
5. Writing an offer that wins without overpaying. At 100.58% of list citywide and 101.82% in the Edgewood zone, price alone rarely wins a Homewood house. Terms do: the earnest amount, the inspection window, the closing date matched to the seller’s next move, and how the appraisal gap is handled. We advise on all of it, and we tell you plainly when a house is not worth what the market is about to pay for it.
6. Inspections, and the remote closing. A general inspection plus the Alabama wood infestation report, and in Homewood a sewer-line scope on an older house is money well spent. Alabama does not permit fully remote online notarization for real estate, so the mechanism is a mail-away or hybrid closing coordinated with the attorney; allow about ten to fourteen business days for documents to travel, and confirm every wire instruction by phone using a number you looked up yourself. We attend on your behalf, do the final walkthrough on video, and arrange the key handoff. Our inspection guide and PMI explainer cover the rest.
RELOCATION SPECIALIST TIP · HANNAH GANN
“People are usually surprised by how established and neighborhood-driven Homewood feels when they actually get here. You have older homes, character, walkable pockets, restaurants and people who really love being part of that community, but you may give up some square footage or newer construction to get it. It’s a great fit for someone who values location and community over getting the biggest house for their money.”
What’s it actually like to live in Homewood?
The city turned a hundred this year. Homewood was founded in 1926, and the centennial has been the thread running through 2026: a Makers and Music Market at The Edge in September, a 9/11 remembrance at City Hall, the ordinary civic calendar of a place small enough that the council’s budget hearing on a proposed $76.9 million general fund is genuinely news. That scale is the point. Twenty-eight thousand people in a metro of 1.2 million produces a city where the mayor’s office answers the phone and the school district has one high school.
What the numbers cannot convey is the shape of the place. Homewood sits on the near side of Red Mountain, which means it is over the mountain from Birmingham in the local idiom but only minutes from it in practice. The oldest neighborhoods (Edgewood, Hollywood, Rosedale, Grove Park, Mayfair) were laid out in the streetcar era on small lots with sidewalks, and that inheritance is why Homewood is the one over-the-mountain suburb where people actually walk to dinner. Downtown Homewood along 18th Street South and SoHo Square is a real commercial district rather than a lifestyle center, with the restaurants and the hardware store and the library within a few blocks of each other.
The Shades Creek Greenway is the city’s spine. Between three and four paved miles run beside Lakeshore Drive through the creek’s floodplain, with trailheads at 1280 Columbiana Road and at Brookwood Boulevard, passing Homewood High School, Samford’s campus and the Lakeshore retail corridor. The city has broken ground on an extension that would take it to six miles and connect through to Jemison Park. On a spring evening it is where the whole city seems to be.
The biggest physical change in a generation is happening right now at Brookwood Village. The indoor mall at Lakeshore and Brookwood Boulevard, bought in 2021 by Birmingham-based Fairway Investments with Pope and Land Real Estate, went to demolition in early March 2026 after interior demolition began late that month. The stated plan is to turn a 57-acre enclosed mall inside out into a mixed-use district with green space, explicitly modeled on Birkdale Village near Charlotte and Avalon near Atlanta — in the developer’s words, “a place where people can go and not just shop and then leave, but to go and stay.” Creekside Brookwood LLC bought the portion adjacent to Andrews Sports Medicine in April 2026 and is converting roughly 40,000 square feet into office and retail. Full plans were slated for announcement in fall 2026. If you are buying near Lakeshore, this is the most consequential thing on your street for the next five years, and you should ask us where the current plans stand the week you write your offer.
Samford University gives Homewood a second character. Six thousand-odd students on a 247-acre campus founded in 1841 mean concert series and lecture calendars and a supply of young renters, and they are a large part of why Homewood’s median age reads around 30, the youngest of the four over-the-mountain cities, with a caveat that a university skews any city’s median downward.
Everything the metro has, Homewood reaches quickly, and the ridge itself is the first stop: Vulcan Park & Museum sits at the crest of Red Mountain on ten acres, where a fifty-ton iron figure cast in 1904 by Giuseppe Moretti (the largest cast-iron statue anywhere) looks back down at the valley that made him. Descend the other side and downtown begins with Railroad Park, nineteen acres opened in 2010, and the ballpark beside it, Regions Field, where 8,500 seats have held Barons baseball since 2013. A few blocks away Protective Stadium seats 47,100 for UAB football, Legion FC and the Birmingham Bowl, and on 16th Street North the Birmingham Civil Rights Institute anchors a Smithsonian-affiliated national monument. Hikers have three choices without leaving the county: 1,500 acres at Red Mountain Park (six of them an off-leash dog park), 1,038 acres and fourteen trail miles at Ruffner Mountain, and, south of the city in Pelham, the 11,861-acre Oak Mountain State Park, Alabama’s largest, with six fishing lakes and two beaches.
Getting out of town is easy. Birmingham-Shuttlesworth International handled 3,283,164 passengers in 2025, its busiest year on record, with nonstop service on American, Delta, Southwest, United, Breeze and Spirit; Atlanta, Dallas and Charlotte are the heaviest routes. Amtrak’s Crescent stops daily at 1801 Morris Avenue downtown on the New York–Atlanta–New Orleans run. Tuscaloosa is 58 miles west and Atlanta 146 miles east.
The honest caveats: this is still a car city outside its walkable core, US-31 construction started in September 2026 (the city says nighttime work should not affect daytime traffic), and the housing stock is old enough that a buyer should treat a pre-1960 house as a pre-1960 house: knob-and-tube, cast-iron drain lines, and original windows are all live possibilities. That is the trade for sidewalks and a seventeen-minute commute.
Why do relocating buyers work with The Williams Group?
Because in a market with 67 active listings and a four-day median, the whole game is being ready before the house exists. The Williams Group at Keller Williams Realty works from two physical offices (Birmingham for the metro and Northport for West Alabama) and is ranked #6 in Alabama by both sales volume and transaction sides in the 2025 RealTrends Verified rankings, having closed more than 200 homes in 2025 for more than $63 million in volume. Many of the families we help each year are arriving from another state. In practice that means someone can walk a house the day it lists, because this is a team and not one agent; it means the school zone, the flood panel, the roof age and the HOA are checked before you spend a Saturday on a house that will not work; and it means that if you are still deciding between Homewood, Hoover, Vestavia Hills and Tuscaloosa, the same team shows you all of it without a referral. Read what clients say on our reviews page, meet the whole team on our agents page, or start the conversation here.
Your relocation team
Hannah Gann
Relocation Specialist · The Williams Group at Keller Williams
Hannah runs the live video tours for out-of-state buyers, which in a city where the median house is gone in four days is often the whole difference. For Homewood she confirms the elementary zone with the district before you see a house, pulls the FEMA panel on anything near Shades Creek, and stays on the phone with your lender and the closing attorney so nothing slips between states.
Call or text (205) 242-4445
Email HannahGann@kw.com
Matthew Saylor
Relocation Specialist · The Williams Group at Keller Williams
Matthew brings six years of real estate experience and a reputation for answering the phone to buyers managing a move from another state. For Homewood he builds the house-hunting trip around the commute test (the same drive at the same hour from each finalist), coordinates the mail-away closing with your out-of-state lender and notary, and hands you a vetted list of local trades the day you get the keys.
Call or text (615) 351-9434
Email matthew.saylor@kw.com
Both specialists work the whole Greater Birmingham market, so the conversation is not limited to Homewood; if the four-bedroom math sends you to Hoover or Trussville, the same person keeps working the search. The Greater Birmingham team line is (205) 292-7142; if your move also involves West Alabama, that office is (205) 292-2108.
Frequently asked questions about moving to Homewood
Is Homewood, AL a good place to live?
For households that value a short commute, sidewalks and one of Alabama’s top-ranked public high schools, yes, and the market agrees, since sellers averaged 100.58% of list over the last twelve months and the median home was under contract in four days. The city is small (28,118 people), young (median age around 30), highly educated (70.9% hold a bachelor’s degree) and closer to downtown Birmingham than any other over-the-mountain suburb, with a 17.1-minute average commute. The honest counterweight is cost: a $565,000 median sale price, an $832,450 median for four bedrooms, and a standard combined property tax rate of 75 mills for tax year 2026.
Which elementary school will my house be zoned for, and does it matter?
Homewood has three elementary zones (Edgewood, Hall-Kent and Shades Cahaba), and all three feed the same middle school and the same high school, so the zone does not change where your child graduates. It changes the price of the house enormously. Over the twelve months ending August 31, 2026, the Edgewood zone’s median sale price was $722,500, Shades Cahaba’s was $525,000 and Hall-Kent’s was $440,000. Check the zone for the specific address on the district’s School Locator Map, then confirm it with the Homewood City Schools Residency Department at (205) 870-2011; the map itself says it is “for informational purposes only, and it is not legally binding.”
How good are Homewood City Schools?
Homewood High School ranked #2 in Alabama and #212 nationally in U.S. News & World Report’s 2026–27 Best High Schools edition, and #2 in Alabama in the 2025–26 edition. The district scored 96 (A) on the 2023–24 Alabama state report card, with a growth index of 100 and a 93.36% graduation rate; school-level scores that year were Edgewood 99, Shades Cahaba 99, Hall-Kent 95, Homewood Middle 95 and Homewood High 94. The district enrolls about 4,200 to 4,500 students across five schools with roughly 13 students per teacher.
What is the property tax on a house in Homewood?
Homewood’s standard combined property tax rate is 75 mills in Jefferson County’s tax-year 2026 table. For a Class III owner-occupied home appraised at $565,000, the calculation is $565,000 × 10% × 0.075 = $4,237.50 a year, or about $353 a month, before exemptions, other applicable adjustments and fees. At $400,000 appraised value, the same calculation gives $3,000 a year. Confirm the parcel’s tax district, appraised value, classification and approved exemptions with Jefferson County; purchase price alone does not determine the bill.
What is the sales tax in Homewood?
Ten percent on general merchandise (4% state, 2% Jefferson County and 4% city), the same combined rate as Birmingham, Vestavia Hills and Mountain Brook. Hoover is lower, at 9.5% on its Jefferson County side and 8.5% on its Shelby County side. Groceries are taxed less: Alabama cut the state rate on SNAP-eligible food to 2% effective September 1, 2025, so food carries that 2% state rate plus the unchanged local rates. Outside any city limits the general rate in Jefferson County drops to 6%.
Does Homewood have an occupational tax?
No. Homewood does not levy an occupational tax, and neither do Hoover, Vestavia Hills or Mountain Brook. The City of Birmingham does levy one (1% of gross wages for work performed inside its city limits, withheld by the employer regardless of where the employee lives), so a Homewood resident who works at UAB, at Children’s of Alabama or downtown pays it. On a $90,000 salary that is $900 a year; confirm how your days are counted with your employer’s payroll department if you work a hybrid schedule.
How much are utilities in Homewood?
Budget roughly $150 to $280 a month for electricity from Alabama Power (the average Alabama home uses about 1,143 kWh and pays about $174, per EIA 2024 data; rates are frozen through 2027), about $100 to $200 for water and sewer combined, $20 to $35 for gas in summer and $100 to $150 in a cold month, and $30 to $70 for internet. Water comes from Central Alabama Water, formerly Birmingham Water Works, which held 2026 rates at the 2025 level; sewer is billed by Jefferson County Environmental Services on the same statement.
Why is the Jefferson County sewer bill so high?
Because the sewer charge is usually the larger half of the water statement here. Jefferson County Environmental Services bills a $23.34 monthly base plus $7.01 per hundred cubic feet for the first 3 CCF, $10.89 for 3 to 6 and $12.44 above 6, so a household using 6 CCF pays about $77 for sewer against about $52 for water, roughly $129 combined. Jefferson County’s sewer rates are among the highest in the Southeast. When you are comparing two houses, ask for twelve months of actual water-and-sewer bills; usage varies more than the rate does.
Does Homewood flood, and do I need flood insurance?
Shades Creek runs the length of the city through the Lakeshore corridor (the Shades Creek Greenway is built on its floodplain), and Griffin Creek and the Lakeshore corridor have their own history, so flood-zone due diligence is a required step here rather than an optional one. Pull the effective FIRM panel for the exact address at msc.fema.gov before you write an offer. Zones A and AE are Special Flood Hazard Areas and a federally backed mortgage will require flood insurance; Zone X carries no requirement but is not a guarantee. Remember that a standard homeowners policy never covers rising water, and that the October 6–7, 2021 storm dropped six to ten inches overnight across this part of the metro and left roads impassable in five cities. Ask for an elevation certificate and get a real quote before your inspection deadline expires.
How fast do houses sell in Homewood?
Faster than anywhere else in this metro pull. Across 341 closings over the twelve months ending August 31, 2026, the median days on market was four and the average was nineteen, and sellers received 100.58% of list. The Edgewood zone was tighter still: a three-day median, an eleven-day average and 101.82% of list. There were 67 active listings citywide at the pull date. Practically, that means an out-of-state buyer needs pre-approval, a signed buyer agreement and someone who can walk the house on video the day it lists.
Are there new-construction homes in Homewood?
Very few in the conventional sense. Homewood has essentially no unbuilt subdivision land, so “new construction” here almost always means a rebuild on an existing lot in an established neighborhood. That is a large part of why the citywide four-bedroom median is $832,450 while the two-bedroom median is $310,000; there is not much between an original 1950s house and a current-year replacement. If new construction on a new lot is what you want, Hoover, Chelsea, Trussville and the Shelby County cities are where to look.
Homewood vs. Vestavia Hills vs. Mountain Brook: how do they compare?
On the twelve-month Greater Alabama MLS data: Homewood’s median sale price was $565,000, Vestavia Hills’ $585,000 and Mountain Brook’s $1,062,500 (Hoover, for reference, was $490,000). On taxes, Homewood is 75.0 mills, Vestavia Hills 92.6 on its Jefferson side and 79.3 on its Shelby side, and Mountain Brook 109.0; these are combined rates, and the parcel’s tax district controls. On the 2024–25 state report card Mountain Brook scored 99 and Vestavia Hills 97; Homewood’s most recent published figure is 96 for 2023–24. The differences that actually decide it are structural: Homewood is smaller, younger, denser and closer in, with a reported average commute of 17.1 minutes and the only genuinely walkable commercial district; Vestavia is larger and more spread out along US-31 and into Cahaba Heights and Liberty Park; Mountain Brook is the most expensive housing market in the state. We will show you all three in a day.
Is Homewood good if I do not have children?
It is the over-the-mountain city that makes the most sense without them, which is unusual for a place known for its schools. The median age is around 30, the walkable district along 18th Street South and SoHo Square gives you somewhere to go on foot, the Shades Creek Greenway is at the door, and downtown Birmingham and UAB are a short drive over Red Mountain. The trade is that you are paying school-district prices for schools you will not use, so it is worth pricing Hoover, Crestwood and Avondale against it before you commit.
What is happening with Brookwood Village?
The enclosed mall at Lakeshore and Brookwood Boulevard went to demolition in early March 2026. Fairway Investments of Birmingham and Pope and Land Real Estate, who bought the 57-acre property in 2021, plan to replace it with an outward-facing mixed-use district built around green space, modeled on Birkdale Village near Charlotte and Avalon near Atlanta; full plans were slated for announcement in fall 2026. In April 2026, Creekside Brookwood LLC purchased the portion adjacent to Andrews Sports Medicine and is converting roughly 40,000 square feet into office and retail. If you are buying nearby, ask us for the current status the week you write; this is a moving target and it will shape that corridor for years.
Is Homewood a good place to retire?
It is one of the more practical choices in the metro for downsizing, for three reasons: Alabama fully exempts Social Security and defined-benefit pensions from income tax and lets residents 65 and over exclude the first $6,000 per person of 401(k) and IRA withdrawals; homeowners 65 and older are fully exempt from the state portion of property tax regardless of income; and Homewood has genuine small-footprint stock, with a two-bedroom median of $310,000 and real condominium inventory, which the neighboring cities largely lack. Add a 17-minute average commute to UAB and Brookwood for medical care. Set against that: the standard 75-mill combined rate is high, and pre-1960 houses come with stairs and maintenance. If a smaller house is the reason you are moving, tell us and we will build the search around it; our Next Chapter program exists for exactly this transition.
Can I buy a house in Homewood without visiting?
Yes, and in a four-day-median market a number of our clients do. The process is live video tours the day a house lists rather than recorded walkthroughs, a filtered MLS feed built on your elementary zone and flood criteria, a general inspection plus the Alabama wood infestation report with a sewer scope on older houses, and a mail-away or hybrid closing. Alabama does not permit fully remote online notarization for real estate, so allow about ten to fourteen business days for documents to travel. We attend on your behalf, do the final walkthrough on video and arrange the key handoff. Confirm every wire instruction by phone using a number you looked up yourself.
What should I know before moving to Homewood from out of state?
Four things, in order of how much they cost if you miss them. First, the elementary zone sets the price of the house, and a Homewood mailing address does not guarantee a Homewood City Schools address; verify with the district. Second, pull the FEMA flood panel before you write, not during the inspection period. Third, Alabama is a caveat emptor state, so the seller’s duty to disclose is far narrower than in most states people move here from, and your inspection is the real protection. Fourth, the deadline block after closing: 30 days to transfer your driver license, 30 days to register each vehicle, and the homestead exemption filed with the Jefferson County Tax Assessor before December 31.
Explore Homewood and nearby communities
This page is part of our Complete Guide to Relocating to Alabama. It handles the relocation mechanics: taxes, utilities, school zoning, the out-of-state buying process and the checklist. For the day-to-day view of each community, including the neighborhood tours and current listings, start with the local guides:
| Community | Best known for | Guide |
|---|---|---|
| Homewood | Alabama’s #2-ranked public high school, a walkable downtown and SoHo Square, Samford University and the Shades Creek Greenway | Living in Homewood |
| Vestavia Hills | A 97-rated school district, the US-31 corridor, Cahaba Heights and Liberty Park | Moving to Vestavia Hills · Living in Vestavia Hills |
| Mountain Brook | Mountain Brook City Schools, a 109-mill combined property tax rate and village-centered shopping | Living in Mountain Brook |
| Hoover | Two high schools, new construction, the Galleria and the Met, and the lowest sales tax in the metro core | Moving to Hoover · Living in Hoover |
| Birmingham | UAB, downtown, Railroad Park and the civil rights district, and the metro’s job center, four miles over the mountain | Living in Birmingham |
| Trussville and Chelsea | The metro’s other fast-growing school districts, east and southeast | Trussville · Chelsea |
| Pelham, Alabaster and Helena | Shelby County value south of the mountain, Oak Mountain State Park, lower millage | Pelham · Alabaster · Helena |
| West Alabama | Comparing the Birmingham suburbs with Tuscaloosa and Northport, an hour west | Moving to Tuscaloosa · Moving to Northport |
For the current numbers each month, follow our Greater Birmingham housing market report. Selling a home elsewhere at the same time? Start with buying and selling together, or get a free valuation of the house you are leaving. Veterans should read the VA home buyer guide before shopping for a lender. And if a rental or an investment property is what brought you here, the investment property guide explains the Class II assessment rate that catches most first-time Alabama landlords: non-owner-occupied property is assessed at 20% of value rather than 10%, which doubles the starting assessed value before exemptions and other adjustments.
Ready to make Homewood home?
Tell us where you are coming from, when you need to be here and what matters most. Our relocation specialists will send real listings with the elementary zone, the flood panel, the taxes and the commute already worked out, no pressure and no obligation.
Call or Text (205) 292-7142Get a Free Home Valuation
Or reach a relocation specialist directly: Hannah Gann (205) 242-4445 · Matthew Saylor (615) 351-9434
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Sources and data note: Housing figures are from the Greater Alabama MLS (residential closed sales 9/1/2025–8/31/2026 by city and elementary attendance zone, retrieved 9/9/2026 by The Williams Group at Keller Williams Realty) and the Alabama Center for Real Estate at the University of Alabama; national and metro home prices from the National Association of REALTORS® (Q2 2026 metro medians). Population, income, rent, commute and homeownership figures are U.S. Census Bureau estimates (Vintage 2025 population; ACS 2020–2024). Fair market rents are HUD FY2026. Millage components are the Alabama Department of Revenue’s October 2025 millage schedule; the worked tax examples are our arithmetic before exemptions, applicable adjustments and fees. Homewood’s standard rate was checked against the county’s 2026 table on September 21, 2026. Homestead and vehicle ad valorem rules are from the Alabama Department of Revenue. Utility figures are the published Central Alabama Water and Jefferson County Environmental Services rate schedules, Alabama Power and Spire published rates, and U.S. Energy Information Administration averages; internet coverage from BroadbandNow (September 2026). Insurance figures are from NAIC data as published by the Insurance Information Institute and 2026 rate-comparison models. School data is from the Alabama state report card as reported by the district and local press, the National Center for Education Statistics, Homewood City Schools and U.S. News & World Report (2026–27 edition). Private school enrollment is the NCES Private School Universe Survey (2023–24) and tuition is as published by each school for 2026–27. Employment from the Bureau of Labor Statistics and the Alabama Department of Labor. Climate normals from NOAA/NCEI (1991–2020); tornado and flood events from the National Weather Service Birmingham. City facts, garbage collection and budget figures from the City of Homewood; Brookwood Village redevelopment details from WBRC reporting (February and April 2026); greenway details from the Homewood Chamber of Commerce and TrailLink. All data deemed reliable but not guaranteed and subject to change; verify time-sensitive items with the issuing agency. The Williams Group provides real estate brokerage services; we are not lenders, attorneys, insurance agents or tax advisers. Consult licensed professionals about your situation. Guide published September 2026.